Should I Invest in Commercial or Residential Property in Gift City?

Sep 12, 2025

Gift City (Gujarat International Finance Tec-City) has quickly become India’s first operational smart city and international financial hub. With world-class infrastructure, global business opportunities, and government-backed development, it is one of the hottest investment destinations in India.

But the big question for investors remains: Should you invest in commercial property or residential property in Gift City? Let’s break it down.

Commercial Property in Gift City

Why Consider It? - Gift City is designed to be a financial and IT hub, attracting multinational companies, banks, and global institutions. This creates a strong demand for office spaces, retail outlets, and co-working hubs.

Advantages:

High rental yields compared to traditional markets.
Growing demand from IT, BFSI (Banking, Financial Services, Insurance), and fintech companies.
Long-term appreciation due to limited supply of premium commercial spaces.
Government incentives and regulatory support.

Best For: Investors looking for steady rental income and long-term capital growth.

Residential Property in Gift City

Why Consider It?
As more professionals and expats work in Gift City, the demand for modern 2 BHK, 3 BHK, and luxury apartments is rising. Residential projects in and around Gift City offer a premium lifestyle with smart amenities.

Advantages:

Strong demand for rental housing from working professionals.
Modern gated communities with high-end amenities.
Proximity to SG Highway, Gandhinagar, and Ahmedabad makes it convenient.
Better appreciation potential as population inflow increases.

Best For: End-users and investors seeking rental returns plus future appreciation in a growing residential hub.

Commercial vs. Residential – Rental Comparison

Rental Yield for Commercial Property: Higher (8–12%)
Rental Yield for Residential Property: Moderate (3–6%)
Investment Amount for Commercial Property: Usually higher
Investment Amount for Residential Property: Flexible (varies by unit size)

Which One Should You Choose?

If you want high rental income and long-term business-driven returns, go for commercial property in Gift City.
If you prefer stable demand, flexibility, and dual benefits of living + investment, opt for residential projects in Gift City.
Many smart investors are diversifying by holding both commercial and residential units to balance risk and returns.

ONLYNEW – Your Real Estate Partner in Gift City

At ONLYNEW, we simplify your decision-making process by offering:

Verified listings of both commercial and residential projects in Gift City.
A no-brokerage platform with transparent deals.
Tools like the AI Property Rate Estimator to check approx. prices instantly.
Expert advice tailored to your investment goals.

Gift City is not just a real estate market—it’s a vision of the future of urban development in India. Whether you invest in commercial property for high returns or residential property for lifestyle and stability, both segments offer excellent opportunities.